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We help independent agents get paid for their non-owner auto leads

More consumers are choosing to rent or borrow cars.

We insure them while helping you earn more from your sales pipeline.

Women happy to be in a rental car
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Who is buying non-owner auto insurance?

More people in Massachusetts are choosing the car-less lifestyle by using rental services like Zipcar, Turo, and Enterprise.

They know accidents can still happen, so they turn to non-owner auto insurance for added protection.

Smiling female student


Living on or near campus with access to Zipcars or a roommate's car, they don't want to rely on someone else's insurance.

Young professional in a polo shirt

Early career

Choosing to live without a car, they want the convenience and portability of non-owner auto insurance when they rent cars.

Parent smiling at camera


Taking an 18 to 24-year-old child off their auto policy, they're worried about continuity of insurance and saving money.

The benefits of non-owner auto insurance


Annual policies that follow you on any rented or borrowed car for personal use

Piece of mind

More than state minimum liability coverage plus UI/UIM protection


No more overpaying for daily liability insurance at the car rental counter

Continuous coverage

Proof of insurance to avoid surcharges for lapses in coverage

You Choose the Sales Program

Surround works with Independent Agencies in Massachusetts through two programs designed with your workflow and volumes in mind.

Example of the agent lead referral form
Option 1: Lead Referral
  • Simple referral flow to Surround
  • Up to $300 per converted lead and no relationship to manage
  • Easy contracting and setup

Best for Agencies with 1-5 leads per month

Example of the agent dashboard
Option 2: Agency Appointment
  • Traditional appointment process
  • Up to a $250 new business bonus plus ongoing commissions
  • You own the customer relationship

Best for Agencies with 5+ quotes per month

You Choose the Sales Program

Share your details and a Surround Insurance agency relationship manager will reach out

Surround Insurance, the Surround logo, and other marks we use in our communications are service marks of Surround Insurance Agency, LLC and its affiliates.

Insurance coverages are provided by Accredited Surety & Casualty, an AM Best A- (Excellent) rated, admitted insurance carrier.

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