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Surround Insurance, the Surround logo, and other marks we use in our communications are service marks of Surround Insurance Agency, LLC and its affiliates.
Non-owner auto insurance - drive any car with confidence.
Take the confusion out of driving rented or borrowed cars. Work with a friendly licensed agent to get the right insurance in minutes.
Non-owner auto insurance by
We will never share or sell your information.
We may order a credit report and/or your driving history. By submitting your information, you are confirming that this is ok and we can contact you.
See how we're different
AWARDS AND RECOGNITIONS
Be covered no matter what car you’re driving with non-owner car insurance from Surround.
Non-owner car insurance (also called named non-owner) is a type of car insurance policy for people without a car. This insurance covers you if you were to get into an accident while driving a rented or borrowed car.
It includes:
Bodily Injury Liability
Property Damage Liability
Uninsured and Underinsured Motorists
Personal Injury Protection
Medical Payments
IN PARTNERSHIP WITH
Auto insurance that follows you
You drive rented and borrowed cars. Non-owner auto insurance is portable, so you don't have to think about insurance every time you drive.
Buy the way you want
Online, text, email, or phone. We've got you covered with friendly licensed agents to make sure non-owner auto insurance fits your driving lifestyle.
Sometimes you need a car
Protect yourself with non-owner auto insurance.
“I don’t own a car, so I don't have car insurance. I used to pay $25 a day for car rental liability insurance to protect me. Paired with my credit card, Surround allows me to “decline” the overpriced insurance options from Zipcar and Enterprise.”
Ben G.Cambridge, MA
"I'm glad I found Surround. I was looking everywhere for non-owner car insurance because my Mom told me it was time for me to get off her auto policy. I feel so much better knowing I'm covered driving any car."
Julia L.Sommerville, MA
"I am delighted to have found Surround. Extremely professional service, policy details were intelligently and clearly explained, thorough attention to our needs and prompt follow-up to any questions. Personable and friendly staff."
Jeff B.Boston, MA
Feel the peace of mind that comes with insurance from Surround
Modern insurance designed around you
Plays well with car rental services
Our insurance covers you on car sharing platforms like Zipcar or Turo. It also works with car rental companies like Enterprise and Sixt.
Complements your credit card insurance
Non-owner auto insurance adds liability protection to your credit card's collision coverage for more complete protection.
Whenever you have questions, we have friendly and licensed agents available by text, email, or phone.
Get real answers, not a robot
Maintain continuous insurance
Our insurance serves as proof of coverage so you'll avoid extra insurance charges when you finally get a car of your own.
Save money on overpriced car rental insurance
Stop paying up to $25 a day for liability insurance from the rental company.
More protection than the state requires
Surround offers policies with coverage for bodily injury liability, property damage liability, and un/under-insured coverage.
Pricing without the surprises
Always know the price you'll pay with us.